1. Introduction
Generational Wealth Consulting (“we”, “us”, “our”) operates https://generationalwealthconsulting.com (the “Site”) and provides consulting services and event opportunities (collectively, the “Services”). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains what information we collect, how we use and share it, your rights, and how to contact us.
2. Information We Collect
We collect information you provide directly and information automatically collected when you use the Site or attend our events.
A. Information you provide voluntarily
- Contact information: name, email address, phone number, mailing address.
- Account information: username, password, profile details.
- Payment information: billing name and address. We do not store full credit card numbers on our servers; payment card data is processed by third-party payment processors (see “Third-Party Service Providers”).
- Transaction details: purchases, subscriptions, event registrations, tickets.
- Communications: messages, inquiries, support requests, and other correspondence.
- Event attendee information: registration details, dietary or accessibility needs, emergency contact (if provided), photos or recordings if you participate or attend events.
- User Content: comments, feedback, testimonials, notes, documents or other content you upload or submit.
B. Information collected automatically
- Device and usage information: IP address, browser type, operating system, referring URLs, pages viewed, time spent on pages, clickstream data, and other analytics.
- Cookies and similar technologies: cookies, web beacons, pixels and local storage to recognize your device and preferences, support site functionality, and measure site performance.
C. Information from third parties
- We may receive information from third parties such as social networks (when you choose to log in via a social provider), marketing platforms, analytics providers, and public sources.
3. How We Use Your Information
We use personal information for purposes including:
- Providing and administering Services, processing payments, and fulfilling orders or registrations.
- Communicating with you about your account, purchases, event details, and customer support.
- Sending marketing and promotional materials (with your consent where required).
- Personalizing your experience on the Site.
- Operating, improving, and securing the Site and our Services.
- Managing event logistics, attendee lists, recordings, and post-event follow-up.
- Complying with legal obligations and enforcing our Terms.
- Preventing fraud and protecting our rights and users.
4. Legal Bases for Processing (where applicable)
If you are in the European Economic Area (EEA) or other region requiring legal bases, we process personal data based on:
- Your consent (where required).
- Performance of a contract (e.g., providing Services or processing payments).
- Compliance with legal obligations.
- Legitimate interests (e.g., security, fraud prevention, product improvement, direct marketing when not overridden by your rights).
5. Sharing and Disclosure of Information
We may share personal information with:
- Service providers and vendors who perform services on our behalf (payment processors, hosting providers, email and marketing platforms, analytics providers, event platforms, ticketing services, CRM providers).
- Event partners or venues for event-related logistics (e.g., registration lists, access control).
- Legal and regulatory authorities if required by law, or to respond to legal process or protect rights, property, safety.
- Business transfers: in the event of a merger, sale, reorganization, or asset transfer, personal data may be transferred as part of the transaction.
- With your consent or at your direction.
6. Third-Party Service Providers
We use third-party processors (e.g., Stripe, PayPal, Eventbrite, Zoom, Google Analytics, email providers). These providers have their own privacy practices; we recommend reviewing their policies. We require service providers to use personal data only for specified purposes and to maintain reasonable security measures.
7. Cookies, Tracking & Advertising
- We use cookies and similar technologies to operate the Site, remember your preferences, enable core functionality, and analyze site usage.
- You can manage cookie preferences through your browser settings or the cookie settings tool on the Site (if provided). Disabling certain cookies may affect functionality.
- We may use third-party analytics and advertising services to collect usage data and serve relevant ads. To opt out of targeted advertising, follow the opt-out instructions of those providers (e.g., Google Ad Settings, industry opt-out tools).
8. Data Retention
We retain personal data as long as necessary to provide Services, fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce agreements. Retention periods vary depending on the type of data and legal requirements. When personal data is no longer needed, we will delete or anonymize it.
9. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect personal data. However, no system is completely secure. We cannot guarantee absolute security and are not responsible for unauthorized access that is beyond our control.
10. International Transfers
We may transfer and store personal data in countries other than your country of residence. Where transfers occur, we take steps to ensure appropriate safeguards are in place (e.g., contractual protections, adequacy decisions) as required by applicable law.
11. Your Rights and Choices
Depending on your jurisdiction, you may have rights including:
- Access: request a copy of personal data we hold about you.
- Correction: request correction of inaccurate or incomplete data.
- Deletion: request deletion of your personal data (subject to legal exceptions).
- Restriction or objection: request restriction of processing or object to certain processing (e.g., direct marketing).
- Data portability: request your data in a commonly used, machine-readable format.
- Withdraw consent: where processing is based on consent, you can withdraw it at any time.
- Opt-out: opt out of marketing communications using the unsubscribe link in emails or contacting us.
To exercise rights, contact us using the details below. We may need to verify your identity and may respond according to applicable law.
12. Children
The Site and Services are not intended for children under [minimum age, e.g., 16]. We do not knowingly collect personal data from children under that age. If you believe we have collected data from a child in violation of this policy, contact us to request deletion.
13. Photos, Recordings, and Testimonials at Events
Events may be photographed, recorded, or live-streamed. By attending an event, you consent to being photographed, recorded, and included in promotional materials unless you notify us in advance or at the event. If you submit testimonials, you grant us the right to use them in promotional materials.
14. Links to Third-Party Sites
The Site may contain links to other websites operated by third parties. We are not responsible for the content or privacy practices of those sites. Review their privacy policies before providing personal information.
15. How to Contact Us
For questions, requests to exercise your rights, or privacy concerns, contact:
Generational Wealth Consulting
Email: info@generationalwealthconsulting.com
16. California Privacy Rights (Shine the Light / CCPA)
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to request disclosure of categories of personal data we have collected, categories of sources, purposes for collection, categories of third parties shared with, and the right to request deletion of personal data, subject to certain exceptions. To make a request, contact us at the contact information above. We will verify your request consistent with applicable law.
17. Residents of the EU/EEA
If you are an EU/EEA resident, you may have rights under applicable data protection laws (e.g., access, rectification, erasure, restriction, portability, objection). For data protection inquiries or to exercise rights, contact us at the contact information above. You may also have the right to lodge a complaint with a supervisory authority.
18. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will post the updated policy on the Site with a new effective date. Continued use of the Site after changes indicates acceptance of the updated policy.
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